Welcome to Gaia! ::

[ V i s i t o r . C o u n t e r ]

♦ o n e ♦ 1 100.0% [ 275 ]
Total Votes:[ 275 ]
1 2 3 4 5 6 ... 56 57 58 > >>


User Image

[ I n t r o d u c t i o n ]


Hello fellow Gaians. I have started a reliable loan organization in order to help out Gaians in need of extra cash. This organization is 100% percent trustworthy, and if we mishandle your gold you will receive an 120% compensation. Thank you for choosing Lily's Loans and please read the following terms of service and rules.

Very important announcement!!!! Please see this post.

User Image



[ T a b l e . O f . C o n t e n t s ]

> Introduction <

> Table of Contents <

> Staff <

> Affiliates <

> Terms of Services <

> Rules <

> Interest Rates <

> Additional Information <

> Link Us <

> Announcements // Updates <

> Loaners // Customers <

> Thread Rules <

> Frequently Asked Questions <

> White List <

> Black List <

> Payment Options <

> Name Change Policy <

> Our Quests <

> Glossary <

> Disclaimer <

> Employee of the Month <

> Employee Wages <

[ S T A F F ]

Owners
Lilypi
animeprodigy723


Employees
Secretary :: Tax`Deductible
Moderator :: ~Shino Of The Shadow~
Clerk/Advertiser/Bumper :: [nerugui]
Advertiser/Moderator/Bumper :: ZeR0-HeR0
Advertiser/Bumper :: tdgrocks
Moderator/Investigator of Customer Affairs :: Bearer of Bad News
Graphics Artist :: Jecht-Secret



[ A f f i l i a t e s ]
Please PM us if you want to affiliate.

User Image
^animeprodigy723's petition^

User Image
^Totally Awesome Store^

User Image - Blocked by "Display Image" Settings. Click to show.
[ T e r m s . O f . S e r v i c e s ]


In order to receive an immediate loan the following procedures must be followed:

:ll You will recieve a series of PMs from this organization. Please reply for each one, we require pm confirmation.

:ll If necessary, please sign a contract or confirm it.

:ll You will receive a vaildation document please confirm it.

:ll If necessary negociations for a trade will be required.
:ll Please reply to all PMs.




User Image
[ R u l e s ]


* The loan must be returned by the agreed upon date.

* If the loan is not paid the customer will only have one week to pay the loan before it is considered a violation.

* This organization saves all pms that you send so if needed,evidence of the loan will be provided upon request.

* The customer must repay the loan and the additional interest at the same time.

* Please do not post anything on these pages unless it is related to this organization.

* Customers will recieve a validation of the loan.

* If a contract is required please comply with the organiztions's requests.

* Violators will be reported.

* All payments to us MUST be in gold.


* DO NOT SEND ANY PRIVATE MESSAGES THAT IMPLY RUDENESS! THIS IS NOT TOLERATED!

NB: Any violation of these rules will result in the case that the customer will have to return the gold loaned to them, in its original quantity, immediately (the same day of the violation) to the organization. All returned money will be given back in a trade to Lilypi.
[ I n t e r e s t . R a t e s ]

(Please PM me if you want a different rate, thank you).


Loan - Rate

500 gold - 5% User Image

1000 gold- 5%

1500 gold- 5%

2000 gold- 5%

2500 gold- 5%

3000 gold- 7%

3500 gold- 7%

4000 gold- 7%

4500 gold- 7%

5000 gold- 7%


ANYTHING HIGHER THAN A LOAN OF 5000 GOLD WILL BE AT AN INTEREST RATE OF 10-15%. PLEASE PM ME FOR A SUITABLE RATE.
[ A d d i t i o n a l . I n f o r m a t i o n ]


xXx If you have any questions please PM me.

xXx My journal will record daily updates for this organization.

xXx If you would like a position in this organization please PM me.

xXx Gold will be directed to the customer in a trade.

xXx In the trade, you do not have to offer anything unless I issue specific instructions to you in a PM.

xXx If someone PMs you asking for gold before the payment is due, please do not give that person gold.

xXx Only the employees listed below should PM you asking for gold.

xXx If this happens then that amount will be subtracted from the amount that you owe us.

xXx We promise that no matter how high inflation gets, we will not raise the interests prices unless we become bankrupt.

xXx If you happen to be behind on payments you will be put on the black list until you have successfully paid your loan off.

xXx Please use the form below when you pm lilypi.

xXx Form:

Name:
Loan:
Return Date:
Payment Plan:
Other Message:
[ L i n k . U s ]


`Hi there, fellow Gaians! I am animeprodigy723 XX B e t t i n a XX, Lilypi's "business" partner [and bestfriend].

As a recently started project, Lily's Loans has just a handful of supporters. It would be a great deal of help if you spread the word arround about us; and what better way than to show support than signiture banners! Other banner donations are highly appreciated. As well as gold and other items. Please send all donations to lilypi or myself.




User Image
Made by moi!

[url=http://www.gaiaonline.com/forum/viewtopic.php?t=25412641&][IMG]http://i55.photobucket.com/albums/g130/animeprodigy723/GOLDBANNER.jpg[/IMG][/url]


User Image
Made by my good friend, Tina (immacoolretard)! Thanks Tina!

[url=http://www.gaiaonline.com/forum/viewtopic.php?t=25412641&][img]http://i159.photobucket.com/albums/t142/immacoolretard/lilysloans2.jpg[/img][/url]



User Image
From one of our employees, [nerugui]. Thank you!

[url=http://www.gaiaonline.com/forum/viewtopic.php?t=25412641&][img]http://i76.photobucket.com/albums/j14/neji_juuken/lilysloan-1.jpg[/img][/url]





For more banners, click here!
For freebies, click here!
[ A n n o u n c e m e n t s // U p d a t e s ]

Please see lilypi's journal [?] for detailed daily updates.


4.3.07 The opening of Lily's Loans.User Image
4.5.07 Announced a clearance for first costumers.
4.6.07 Contest: Last person to post on page 5 will receive an exclussive avi art by animeprodigy723. Winner: ZeR0-HeR0
4.7.07 We are now hiring. Job positions such as mods & such are now open.
5.5.07 To all employees: We're starting an employee of the month award; see the Employee of the Month section for more details.
5.6.07 Most employees recieved a message from me regarding the Employee of the Month. This will be the first & only message about that.
5.9.07 We have some Freebies you can use; found in PhilAnime's Journal [?]
5.10.07 Employees see the "..Wages" section to learn about your pay. Also, we are no longer hiring. Sorry for any inconvinience.
5.25.07 We started our Quests Section. Any employees who wishes to have their quests up, please PM me.


5.26.07 This just came to my attention; Gaia no longer permits user-owned banks (and loan services). I'm sorry to announce that we will not be giving out any more loans. Loaners, please return return your loans asap. Please see this post for further details.

5.31.07 Since none of the employees posted "present" this morning, the contest has been CANCELLED!






[ L o a n e r s // C u s t o m e r s ]


¤ ~Shino Of The Shadow~ User Imageloaning (status= 7830g)
¤ ZeR0-HeR0 User Imageloaning (status= 25k)
¤ soxrule1218 User Imageloaning (status= 7k)
¤ ryu-kagaa User Imageloaning (status= 10k)
¤ Signature 360 User Imageloaning (status= 14k)
¤ HELL2 User Imageloaning (status= 5350g)

[ T h r e a d . R u l e s ]

User Image

---> Do not quote posts on the first page.

---> No page stretching.

---> Strictly no advertising!

---> Keep profanity to a minimum.

---> No spamming (i.e. no emote posts, gibberish).

---> Chatting, random posting, & bumping IS permitted.

---> Follow Gaia T.O.S.

---> Be respectful. (i.e. no racism, trolling, etc.)

---> Do not beg! We will not help beggars.

---> Read the F.A.Q. before re-posting a question.

---> Do not claim ownership of the graphics in this thread.

---> You must give us a thumbs up! User Image ...Just kidding! X]






[ F r e q u e n t l y . A s k e d . Q u e s t i o n s ]


Can you explain how to make a loan, again?

Quote:
This is just the basic process:

1. User Image PM Lilypi -not me- about how much you want to borrow.

2. Lilypi will respond telling you yes or no.

3. Deadline planning: "Weekly payments are an option but our organization is designed to be flexible so you can decide when you want to pay us & how much at a time. We will have to approve the payment plan though."

4. User Image Lilypi or I will send you a trade with the loan you want.

5. User Image At the deadline we will send you an empty trade & you will have to trade us back the loan + interest rate. This may not apply to all. You can just send us the trade at your deadline, if you remember.

NB: You will receive several of PMs (i.e. regarding deadline, validation, etc.) from us during the time period you are loaning. Do not delete any of them until you've returned your loan. We suggest you save them in case of any errors during the process. User Image


What jobs are available?

Quote:
Here's a job list:
-Moderator
-Clerk
-Advertiser
-Thread Bumper
-Graphics Artist
-Investigator of Customer Affairs


ALL POSITIONS ARE TAKEN. WE ARE NOT HIRING, AS OF TODAY (5/11/07).


You said that you posted the answer to my question, but I can't find it!

Quote:
Not really a question, but...

If you're having a problem locating something, use the keyboard shortcut CTRL+F, then type in a few words pertaining to your question.

First, let's see if you can find this FAQ answer. heart


Can I loan again while I still haven't paid my first loan? (loaning within a loan)

Quote:
Absolutely not! We are not the Bill Gates of Gaia, okay? You have to pay your loans fully before you start another one. stare


I'm [new/broke], can you donate gold?

Quote:
No. End of Discussion. scream



Someone is asking me to pay my loan to them. What should I do?

Quote:
Never return your loan to anyone that isn't part of this organization.
Anyone asking you for gold before your loan is due may be a theif & should be reported User Image.

Only Lilypi, myself or our employees can ask you to return any borrowed gold. Also, if our employees ask you for gold make sure they have confirmation from Lilypi or myself.


I want to use one of your banners for my sig, but it's too long! Got any tips?

Quote:
Try converting the URL links (not code) @ this site: TinyURL.com. This should make the code a lot shorter.
[ W h i t e . L i s t ]
User Image

» [.Fly.Swatter.] :: first commenter
» [nerugui] :: banner donater/loyal employee
» ZeR0-HeR0 :: loyal bumper & employee
» immacoolretard :: first banner donater
» ~Shino Of The Shadow~ :: first customer






[ B l a c k . L i s t ]
User Image

n/a - let's keep it that way.
[ P a y m e n t . O p t i o n s ]


User Image Gold will be given to the customer in its entire quantity via trade at a specific time unless the customer wants the loan recieved in a different way.

User Image Our organization is designed to be flexible so you can decide when you want to pay us and how much at a time.

User Image We will have to approve the payment plan before the loan is given to the customer.

User ImageExamples of Payment Options:

_x amount (gold) weekly
_x amount (gold) daily
_full return @ deadline
_half return in x weeks/days




---------------------------------------------------------------------------------------------------------



[ N a m e . C h a n g e . P o l i c y ]


!! To Loaners changing their username !!

Please notify Lilypi or animeprodigy723 of any username changes or your loan will be counted invalid and the organization will track you down and hold you accountable for your loan. All PMs that you have replied to can and will be used against you. (haha! Law & Order moment)
Please and Thank you! 3nodding



---------------------------------------------------------------------------------------------------------



[ O u r . Q u e s t s ]

User Image Donators will be put on the white list and will be greatly appreciated. =]
User Image If you want to donate to a specific person, please send that person your donation.
User Image If you want to donate to the organization, please send your donation to Lilypi or animeprodigy.
User Image Employees who recieve a donation; please notify me. Thank you!
User Image Click on the avatars for details.



♦ animeprodigy723 ♦
User Image - Blocked by "Display Image" Settings. Click to show.
[ G l o s s a r y ]


i.e. - short for id est; Latin for that is
loan - borrowed money (gold, in this case)
NB - short for nota bene; Latin for note well
status - how much a loaner still owes
paid - customer has fully paid his/her loan
pending - customer has requested for a loan; does not have loan yet
wages - money (gold, in this case) that is paid for work
x - like in math, x is a variable



------------------------------------------------------------------------------------------------------------------------------


[ D i s c l a i m e r ]
*******

We do NOT own all graphics found in this thread. domokun
The GIFs are from Anime Gifs Paranoia; the owner of this site has stated that anyone may use the GIFs in the site.
The frog thingys are fonts & that can be downloaded from KAO-ANI.
The emoticons are, of course, from GaiaOnline.
Almost all graphics that we make are made with Adobe Photoshop.
[ E m p l o y e e . O f . T h e . M o n t h ]

Jan. l Feb. l Mar. l Apr. l May l Jun. l Jul. l Aug l Sep. l Oct. l Nov. l Dec.


To honor our fellow employees, we are starting an employee of the month award. The winner will be awarded a minimum of 1.5k for all their hard work. Don't worry, Lily and I will make sure everyone is judged accordingly.

Oh, and one more thing; for an employee to to win, they must post Present (in the thread) on the awarding date before 12:00 am. Employees can pick up the code for their frame/s in PhilAnime's journal [?].


wahmbulance First award will be given on May 31st @ around 3-5pm. wahmbulance


.:: Hall of Fame ::.

User Image
I'll take this off when we get our first winner.



-----------------------------------------------------------------------------------------------------




[ E m p l o y e e . W a g e s ]

Starting on the month of June, all employees will be payed 500g per month. However, this only applies to employees who actually do their job! Those who do nothing will not be paid, this is an all or nothing deal! No work, no pay; capiche?

Please do not complain about the wages. This is a very generous offer since some only pay their employees 200g-445g a month. Also, we have the Employee of the Month contest each month which adds to my "gastos" (expenses).


Here's a few insider notes:
[x] We will start to pay our employees on June 2k7 because of lack of gold (on my part).
[x] If ever we fail to pay any of our employees on the payday, we promise to add 10% to the salary.
[x] Any employees slacking off or just not doing their job will be fired. If you do not recieve your salary a week after the payday and have not recieved notice it is a sign that you have been fired.



wahmbulance First payday will be on June 30th. wahmbulance
User Image
*Lilypi cuts red ribbon with big scissors*
We are officially open for business!
*can I have the scissors?? X]*

Quick Reply

Submit
Manage Your Items
Other Stuff
Get GCash
Offers
Get Items
More Items
Where Everyone Hangs Out
Other Community Areas
Virtual Spaces
Fun Stuff
Gaia's Games
Mini-Games
Play with GCash
Play with Platinum
//
//

Join Now

// //

Have an account? Login Now!

//
//