-=The Gaian Bank and Lottery=-
This Section Closed
-=Opening an Account=-
GBL Accountant will take trades to hold an account. She will put each account on her journal which is viewable by everyone but a seperate journal entry is for only us to see. To open your account send trade with title 'Opening Account ___g' ____ amount of gold!!!! Then she will PM you your account number, and ask you make a 4-digit pin!. There are no fees in this bank!!!
-=Depositing=-
Use your account number GBL Accountant sent to you and put the amount of gold you want to add. You can also give GBL Accountant a name and add to that persons account if they have one, but you cannot withdraw from it!!!
-=Withdrawing=-
Use your account number that GBL Accountant sent you and PM the amount of gold you want to take out, along with your PIN#. We will check and see that the username and code match up!!!
-=Safety Deposit Box=-
Send the item to GBL Accountant and your account number in trade and when you want it out PM her, with PIN#, and item you would like to take out.
-=Interest=-
Interest in this bank relies completely on us. We do not make money by buying stuff that increase in price, because that is risky. Instead we make our own money by ourselves, and will add it to your account. Interest is 10%/per gold, but interest will go to a maximum of 100g, so you can only recieve up to 100g/week.
YOU MUST post once a week that you are collecting your interest or it will not be added to your account. If you are going on vacation, getting grounded, or some way you will not be able to access the internet for a period of time you may PM GBL Accountant that you will not be able to collect your interest until further notice. IF we find out you have logged on during that period your interest will not be added from that point on!
-=Changing your Username=-
PM GBL Accountant your new username but it MUST BE DONE BEFORE YOU CHANGE!
-=PIN#=-
If you feel unsecure about your account just PM GBL Accountant Due to safety issues. You are now required to have a PIN# seperate from your account number. You must give no one your PIN. This will be a confirmation for trade, lost accounts, or any other form of depositing/withdrawing in your account.
-=Loans=-
[Status; Closed
Yes it is now closed. You can take a loan out of any amount, at/under 0g. The percentage per week will be ten percent, which is high, but none of the loan 'profit' will be paying me or the workers, but charity events, interest, others non-paid debt for different banks, ect. Keep in mind donations!!! There is no fee, just need to have an account with at least 100g in it, which cannot be withdrawed until debt is paid!!!
NO COLLATERAL NEEDED
The reason the amount is highlighted is because it changes day-to-day. If someone takes from it then it will turn red and lower if it is deposited into it will turn blue and raise!
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Name; Username
A#; Account Number
Amount;
Item; What you plan on buying
URL; To Shop, if not gaia shop
I agree to pay it back with
in at least 3months along
with the 10%!!!
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-=Market Insurance=-
Have you ever had times in your shop where your stuff being bid on wasn't sold at market price??? Well now there's a plan for that at The Gaian Bank and Lottery. The Gaian Bank and Lottering is making sure that items are sold at market price and they do not go up. So by paying a minimum of 10g a week we can make sure your items are bought at full price. Tell us what your selling and how much someone bought it for [bids only] and we will make sure you get the market price share.
Also we would like to inform you that you can't take off your contract until after a month that you sign. People who do not pay will have the account in the bank frozen after a month of no payments. The account will stay frozen; meaning no interest or withdrawels; until you pay the amount that you signed for.
Price of payments will vary for item. If the buy price is under market price then it will not be accepted if it was bought this way. Bid can be anywhere but must be set at the maximum amount of days.
There will be a down payment of ___g to start contract for item. Also we will be checking up on item every time. ____= 10% of items value!!!
THE CONTRACT FOR MARKET INSURANCE;
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Name; Username
Item;
Date; DATE ITEM WAS PLACED IN STORE
Store; HYPERLINK
Account#;
PIN#; if you have one
I understand the rules above and agree to
the terms.
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-=The Gaian Bank Debit Card=-
Don't want to take a withdrawel? Want to spend money freely? Well we're the first bank to be doing a dedit card! GBL Accountant will send you a small banner with your number and the shops listed below would take in as much money as you spent. They will mail the bank which in turn will take the money out of your account and send it to them!!! All you do is show your card by a PM!!! Your card number will have the first three letters of your name so no one else can use it!!! After an amount is taken off your credit card then GBL Accountant will mail you your balance!!!
All it costs is to have an account!!!
Shops that do this will be able to view the accounts to see that they have enough money!!!
Just open an account and ask for a debit card, if you have an account then just PM GBL Accountant for one. You will get one the next business day!!! Hurray The Gaian Bank and Lottery for your success!!!
RULES;
1) We cannot do these some weekends
2) Stores that accept these are promised their money, and will not give you their items until they recieve money!!!
3) The eighth post shows shops that accept the debit card!!!
If your store/shop would like to accept these than please send me the url and banner to your shop to post!!! Stores will not have to keep money stocked up for the payment GBL Accountant will send you the money ASAP!!!!
-=Lost Accounts=-
The following accounts have no member that matches up to their account. You can claim this is yours by a PIN#, but after a month we close it down and sell the items, and use the money.
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Send all bank orders to GBL Accountant
-=Gaian Bank and Lottery=- 
