RBG
(?)Community Member
Offline
- Posted: Thu, 08 Apr 2004 04:13:13 +0000
Welcome to the Reserve Bank of Gaia!
Important: We now have a new thread! Please don't post in this thread any more! Go here for the new thread! smile
Premise: Many people have problems with saving their money up for expensive items they wish to buy. They buy things they regret buying later, and lose money when I believe they shouldn't have to. Since the Bank of Gambino does not offer to store your money, this warrants a User Owned bank to do the same.
Credibility: Obviously, I have little posts and less clothes. This, however, is a mule account. My main account is Kitsuta, who has over 3,000 posts and is relatively well known in the Charity and Computers and Technology Forums. That account also backs this one up financially. The current balance of that accounts totals to over 10k.
If you are still unsure of my credibility, you are free to ask the following accounts:
Kitsuta
Ashie Chan
Fiery
nut-meg
Kitsuta is my main account, so she'll tell you that. Ashie Chan, nut-meg, and Fiery are good friends of mine. heart
Security: Hacking DOES happen on Gaia, and I make it my priority to make sure that this account is difficult to hack. The password used for this account is designed to be difficult to guess so your money and items are safe.
Purpose: To offer a service to store a Gaian's money with interest, so they can have a convenient storing place that earns them some money at the same time.
How We Operate: We operate basically like any private bank in the USA. We use our customer's money to invest in things that earn us money, and we return that back to the customer with interests, benefits, etc.
Current Balance: 84000g
Current Loans: 39000g
Current Items Stored: Paper Bag Set, Angelic Camisole, Nitemare Bustier, Angelic Boots, Nitemare Collar, March Letter, Seal Slippers
Current Starting Interest Rate Offered: 2% per 15 days
Current Starting Loan Interest Rate: 2% per 30 days
Current Interest Rate Cap: 5%
Current Loan Interest Rate Cap: 5%
How Your Balance Is Calculated: Every fifteen days since your deposit trade is completed, I will multiply your balance by the interest rate and add the two numbers together. That will be your balance.
How Your Loan Is Calculated: Every thirty days you will owe the bank the interest rate of your loan. If you pay back your loan within a thirty day period, you must still pay the interest rate.
Rate Changes: The rate for this bank is steady, meaning it will not change for you without warning. If you deposit or borrow any more money and the interest rate has been changed, the interest rate of your loan/account's interest rate will be updated. You cannot take out more than one loan or open more than one deposit account.
Loan Rates: The rate you owe on your loan will increase by 1% every thirty days, so pay back your loan quickly! Your loan interest rate will not go above 5%.
Interest Rate: The rate you get in your account will increase by 1% every fifteen days, so keep some money in your account! Your rate will not go above 5%.
Withdrawing: If you withdraw more than 90% of your money, you will keep your account and security number BUT your interest rate will drop back to the starting rate when you deposit again.
Current Employees
Kenido -- Runs the bank
ShyRomance -- Helps people with their questions on this thread. Unless I say otherwise, take his word for it!
Redilarus -- Security detail
Ritchell -- Dedicated customer
Respected Regulars
Ritchell -- A regular depositer and sticks around to help answer questions
ShyRomance -- Did a full credit check on the bank, sticks around to answer people's questions
Other Services
We also store items, specifically donation letters and items. Other valuable items, sets, etc are also accepted. In addition, we have a loaning service.
Thread Format:
First Post-- Introduction and Mission Statement
Second Post-- Announcements
Third Post-- Current Customers and Procedure
Fourth Post-- Events(currently a renaming contest)
Fifth Post-- FAQ and Store
Important: We now have a new thread! Please don't post in this thread any more! Go here for the new thread! smile
Premise: Many people have problems with saving their money up for expensive items they wish to buy. They buy things they regret buying later, and lose money when I believe they shouldn't have to. Since the Bank of Gambino does not offer to store your money, this warrants a User Owned bank to do the same.
Credibility: Obviously, I have little posts and less clothes. This, however, is a mule account. My main account is Kitsuta, who has over 3,000 posts and is relatively well known in the Charity and Computers and Technology Forums. That account also backs this one up financially. The current balance of that accounts totals to over 10k.
If you are still unsure of my credibility, you are free to ask the following accounts:
Kitsuta
Ashie Chan
Fiery
nut-meg
Kitsuta is my main account, so she'll tell you that. Ashie Chan, nut-meg, and Fiery are good friends of mine. heart
Security: Hacking DOES happen on Gaia, and I make it my priority to make sure that this account is difficult to hack. The password used for this account is designed to be difficult to guess so your money and items are safe.
Purpose: To offer a service to store a Gaian's money with interest, so they can have a convenient storing place that earns them some money at the same time.
How We Operate: We operate basically like any private bank in the USA. We use our customer's money to invest in things that earn us money, and we return that back to the customer with interests, benefits, etc.
Current Balance: 84000g
Current Loans: 39000g
Current Items Stored: Paper Bag Set, Angelic Camisole, Nitemare Bustier, Angelic Boots, Nitemare Collar, March Letter, Seal Slippers
Current Starting Interest Rate Offered: 2% per 15 days
Current Starting Loan Interest Rate: 2% per 30 days
Current Interest Rate Cap: 5%
Current Loan Interest Rate Cap: 5%
How Your Balance Is Calculated: Every fifteen days since your deposit trade is completed, I will multiply your balance by the interest rate and add the two numbers together. That will be your balance.
How Your Loan Is Calculated: Every thirty days you will owe the bank the interest rate of your loan. If you pay back your loan within a thirty day period, you must still pay the interest rate.
Rate Changes: The rate for this bank is steady, meaning it will not change for you without warning. If you deposit or borrow any more money and the interest rate has been changed, the interest rate of your loan/account's interest rate will be updated. You cannot take out more than one loan or open more than one deposit account.
Loan Rates: The rate you owe on your loan will increase by 1% every thirty days, so pay back your loan quickly! Your loan interest rate will not go above 5%.
Interest Rate: The rate you get in your account will increase by 1% every fifteen days, so keep some money in your account! Your rate will not go above 5%.
Withdrawing: If you withdraw more than 90% of your money, you will keep your account and security number BUT your interest rate will drop back to the starting rate when you deposit again.
Current Employees
Kenido -- Runs the bank
ShyRomance -- Helps people with their questions on this thread. Unless I say otherwise, take his word for it!
Redilarus -- Security detail
Ritchell -- Dedicated customer
Respected Regulars
Ritchell -- A regular depositer and sticks around to help answer questions
ShyRomance -- Did a full credit check on the bank, sticks around to answer people's questions
Other Services
We also store items, specifically donation letters and items. Other valuable items, sets, etc are also accepted. In addition, we have a loaning service.
Thread Format:
First Post-- Introduction and Mission Statement
Second Post-- Announcements
Third Post-- Current Customers and Procedure
Fourth Post-- Events(currently a renaming contest)
Fifth Post-- FAQ and Store
